PCI DSS v4.0.1 Mobile App Compliance Checklist
Use this checklist to verify your mobile payment application meets PCI DSS requirements.
Data Protection
- [ ] Cardholder data is never stored unencrypted
- [ ] PAN is masked when displayed (show only last 4 digits)
- [ ] Sensitive authentication data is not stored after authorization
- [ ] Strong cryptography (AES-256 minimum) is used for data at rest
- [ ] TLS 1.2+ is used for all data in transit
Secure Development
- [ ] Secure coding guidelines are followed
- [ ] Code reviews include security checks
- [ ] All third-party libraries are documented and verified
- [ ] No known vulnerabilities in dependencies
- [ ] Source code is stored securely
Authentication
- [ ] Multi-factor authentication for administrative access
- [ ] Strong password requirements enforced
- [ ] Session timeout implemented
- [ ] Account lockout after failed attempts
- [ ] Unique user IDs assigned
Network Security
- [ ] Certificate pinning implemented
- [ ] No hardcoded API keys or credentials
- [ ] Secure API endpoints only
- [ ] Network traffic is encrypted
- [ ] Proper certificate validation
Mobile-Specific Requirements
- [ ] Root/jailbreak detection implemented
- [ ] Debugging is disabled in production
- [ ] Code obfuscation applied
- [ ] Anti-tampering measures in place
- [ ] Secure keyboard for sensitive input
Testing & Monitoring
- [ ] Penetration testing completed annually
- [ ] Vulnerability scans performed quarterly
- [ ] Security logging enabled
- [ ] Incident response plan documented
- [ ] Regular security training conducted
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